FAQ

  • What is a pre-approval for a mortgage, and why is it important?

    A pre-approval is a lender's written commitment to provide you with a mortgage up to a certain amount. It's important because it helps you determine your budget and shows sellers that you're a serious buyer.

  • How much do I need for a down payment?

    The amount you need for a down payment depends on the price of the home and the type of mortgage you get. Generally, down payments range from 3-20% of the purchase price.

  • What other costs should I expect besides the down payment?

    Other costs to consider include closing costs, which can range from 2-5% of the purchase price, as well as property taxes, homeowner's insurance, and any maintenance or repair costs.

  • How do I know if a home is a good investment?

    A good investment is one that meets your needs and budget, and has the potential to appreciate in value over time. Jackie can help you evaluate the market and determine if a home is a good investment.

  • How long does the home buying process take?

    The home buying process can take anywhere from a few weeks to several months, depending on the complexity of the transaction and any unforeseen issues that may arise.

  • Do I need a home inspection, and how do I find an inspector?

    A home inspection is recommended to identify any potential problems with the home. Jackie can recommend a reputable inspector for you.

  • What is a contingency, and should I include them in my offer?

    A contingency is a condition that must be met before the sale can be completed. Examples include a satisfactory home inspection or mortgage approval. Including contingencies in your offer can protect you from potential problems down the line.

  • What is earnest money, and how much should I put down?

    Earnest money is a deposit made by the buyer to show their commitment to purchasing the home. The amount can vary but is typically 1-5% of the purchase price.

  • How do I negotiate with the seller?

    Jackie will help you negotiate with the seller to get the best possible deal. It's important to keep in mind that the seller has the right to accept, reject, or counteroffer any offer you make.

  • How much is my home worth?

    Your home's value depends on several factors, including location, size, condition, and market conditions. Jackie can perform a comparative market analysis to determine a fair price for your home.

  • What should I do to prepare my home for sale?

    To prepare your home for sale, you should declutter, clean, and make any necessary repairs or upgrades. Staging your home can also help it appeal to potential buyers.

  • Can you provide references from past clients?

    Absolutely. Check out the testimonials tab for reviews from past clients.

  • How do you communicate with your clients, and how often can I expect to hear from you?

    When it comes to buying or selling your home, I take the over-communication approach. Meaning, I don’t want you to ever feel like you’re waiting to hear from me. I’ll communicate with you frequently and honestly to keep things moving.

  • What is your marketing strategy for selling my home or finding me a new one?

    On every home, we hire a professional team to capture beautiful photos to make your listing stand out. We also run paid social media campaigns to attract the target home-buying audience.